Jumbo Mortgage Lending
Jumbo loans in California,
handled with certainty.
Financing for high-value homes, second homes, and investment properties — from conforming-plus to super-jumbo. One point of contact, fully underwritten pre-approvals, and the care every file deserves.
Request a Jumbo QuoteNMLS #1121689 · Licensed in California · C2 Financial Corp · Equal Housing Lender
Why Jumbo With Dino
Above the conforming limit, you need a lender who prepares the file before it matters.
Certainty Above the Limit
High-value files demand stronger underwriting upfront. Jumbo scenarios are prepared before escrow so your offer closes on time.
Wholesale Jumbo Access
C2's network of approved jumbo lenders means competitive pricing and flexible options for primary, second, and investment homes.
Speed Without the Stress
Same-day pre-approvals and a single point of contact keep your transaction moving, even when timelines are tight.
Jumbo Options
The right structure for your property and goals.
Jumbo Purchase
Financing for primary residences and second homes above the conforming limit. Built for buyers who want their offer to perform like cash.
Super-Jumbo
Larger loan amounts for trophy properties and complex California scenarios. Custom solutions for well-qualified borrowers with documented assets and income.
Jumbo Refinance
Rate-term refinances and cash-out refinances for existing high-balance mortgages. Compare options across multiple wholesale lenders.
Investment Property Jumbo
Financing for high-value single-family rentals, condos, and multifamily properties. DSCR and asset-qualification options available.
FAQ
Common jumbo questions.
What is a jumbo loan in California?
A jumbo loan is a mortgage that exceeds the conforming loan limit set by the Federal Housing Finance Agency for your county. In many California counties, the threshold is higher than the national baseline, but any loan above that limit is considered a jumbo.
Do jumbo loans require a 20% down payment?
Not always. Some jumbo programs allow lower down payments for well-qualified borrowers. The exact amount depends on credit, income, reserves, property type, and the specific lender's guidelines.
Can I use a jumbo loan for a second home or investment property?
Yes. Jumbo financing is available for primary residences, second homes, and investment properties. Each property type has different qualification requirements.
Are rates higher on jumbo loans?
Jumbo rates vary daily and by lender. Because Dino works through C2's wholesale lender network, he can compare multiple options for your specific scenario. Request a personalized quote to see current pricing.
Who qualifies for a super-jumbo loan?
Super-jumbo loans — typically for loan amounts well above the standard jumbo threshold — are designed for borrowers with strong credit, documented income or assets, and adequate reserves. Each file is underwritten individually.
Jumbo Rate Quote
Get your jumbo quote.
No credit pull. A real answer from a real lender — not a rate table.